notice / procedural template

Reply to Notice under Section 138 Negotiable Instruments Act

Defense reply to legal notice asserting security cheque misuse and absence of legally enforceable debt.

This public draft is for civic rights literacy and procedural orientation. Have a qualified advocate review the facts, law, and filing requirements before use.

Template text

REPLY TO STATUTORY NOTICE UNDER SECTION 138 NEGOTIABLE INSTRUMENTS ACT

To: Adv. [Insert Sender Advocate], for Complainant

1. The cheque was issued solely as an undated security instrument and not towards any subsisting legally enforceable debt.
2. Complainant breached the underlying agreement. Any criminal prosecution will be defended vigorously.

Advocate for Noticee

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